Many soldiers are left perplexed and frustrated when they realize how much they are expected to pay for kit that is damaged in training or in the course of any other military activities or duty. Many soldiers are not able to afford this expense unless they have comprehensive military kit insurance cover. The last thing a military officer wants when he or she is out in the field is the distraction and apprehension of high cost of replacing the expensive kit, which can easily be damaged.
Luckily, insurance companies have now realized and understood the need for extensive army kit insurance cover. This helps military personnel who are obligated to take on the liability of paying to replace the expensive equipment. An insurance cover that is well thought out and adequate to care for any liability the kit may be exposed to, is the only thing that will give soldiers the necessary peace of mind.
It is important to make sure the insurance company has signed the Armed Forces Covenant promise and are members of SIIAP which will guarantee a fair approach.
What Is the Standard Issue Military Kit That Adequate Insurance Covers?
There is a standard issue military kit given to every soldier anywhere, generally weapons, protective clothing and basic survival items which are quite expensive. It is inevitable that at some point in their career, this kit or some items in it will have to be replaced; whereas insurance is generally considered an optional expense, the truth is that for the indemnity of standard issue kit, the monthly premium is worth every penny to keep them covered.
Importance of Army Kit Insurance Plans from Reputable Firms
There are a range of insurance plans that should be considered by a soldier on active duty; there is no doubt that a comprehensive insurance cover is important. Army life exposes the soldier to high risk, and he or she needs an insurance plan that settles risk adequately. There are plans that fit in well with the monthly budget that leaves the soldier comfortable financially and are with a reputable insurance company. First, get a free consultation to be run through the different plans on offer and get free quotations to make a well-considered, informed decision.
There are insurance scams being perpetuated, and it would be unfortunate if an endeavour for peace of mind turns out to be a nightmare. There is nothing more disheartening than losing hard earned money to a scam or taking inadequate cover. Soldiers should about everything and read everything, especially the small print before signing up to a plan. The best insurance cover will cover everything or nearly everything, so that if the kit needs to be replaced for any reason, the soldier’s savings will not be affected. This gives the peace of mind needed when the unexpected happens.
There are now many reputable insurance companies offering military kit insurance cover that will meet the needs of every soldier. The key is to make enquiries and get the right comprehensive cover.