FINQ’s First SEC-Registered AI-Managed ETFs Outperform the S&P 500

For years, artificial intelligence in investing meant AI as a supporting tool. A screener. A signal generator. A research aid feeding into human judgment. FINQ is making a structurally different argument with its first two exchange-traded funds: the AI is not supporting the portfolio manager. The AI is the portfolio manager.

FINQ’s AIUP and AINT funds launched on NYSE Arca on February 5, 2026, and are the first SEC-registered U.S. ETFs in which stock selection, weighting, and rebalancing are handled entirely by an autonomous AI system. From inception through April 30, 2026, AIUP returned 7.96% and AINT returned 10.65%, both outperforming the S&P 500, which returned 4.57% over the same period.

How Each Fund Is Structured

AIUP, the FINQ FIRST U.S. Large Cap AI-Managed Equity ETF, is a long equity fund. It holds U.S. large-cap stocks selected, weighted, and rebalanced by FINQ’s proprietary AI. Its gross expense ratio is 0.70%.

AINT, the FINQ Dollar Neutral U.S. Large Cap AI-Managed Equity ETF, is a more complex vehicle. It holds long and short positions simultaneously in a dollar-neutral structure, seeking to profit from the relative performance between the securities it buys and those it shorts. It does not rely on the market moving in any particular direction to generate returns. Its gross expense ratio is 1.25%.

Both funds are products of FINQ, a wealth-tech company with operations in the United States and Israel. The company describes its mission as democratizing access to high-end investment products through autonomous AI, an ambition that these two funds put into concrete, tradeable form for the first time.

What Autonomous Management Actually Means

The distinction between AI-assisted and AI-managed matters. In an AI-assisted fund, a human portfolio manager reviews model outputs, applies judgment, and makes the final call. In FINQ’s funds, no such human layer exists. The AI evaluates potential holdings, determines weightings, and executes rebalancing without human intervention at any stage.

That architecture represents a meaningful shift in how investment decisions are made. The AI sub-adviser operates continuously and autonomously across the full portfolio management cycle, drawing on FINQ’s proprietary models to evaluate and rank potential holdings in real time. The system does not take breaks, does not second-guess itself on emotional grounds, and does not deviate from its analytical framework based on short-term market noise.

For investors, this creates a product that behaves differently from anything previously available in the registered ETF market. The performance attribution is cleaner: every result, positive or negative, traces directly to the AI’s decisions. There is no human manager to credit or question. The system’s outputs are the fund’s outputs, which makes transparency and data publication all the more important. FINQ addresses this by publishing full standardized performance data, portfolio holdings, and benchmark comparisons on each fund’s dedicated page.

Performance Since Inception

Fund Return S&P 500 Return NAV Market Price
AIUP 7.96% 4.57% $26.20 $26.21
AINT 10.65% 4.57% $27.69 $27.66

AIUP outperformed the S&P 500 by approximately 3.4 percentage points in its opening period. AINT outperformed it by more than six. Both results were produced without a single human portfolio decision. The NAV for AIUP stands at $26.20, with shares trading at $26.21. AINT’s NAV is $27.69, with a market price of $27.66.

The Strategic Picture

“We are happy to lead the next generation of AI-managed investments, with the introduction of our first two ETFs to be followed by many more products and services, creating a leading wealth-management company based on AI,” says Eldad Tamir, founder and CEO of FINQ.

The early performance data offers a strong start. The more significant development, however, is structural. SEC-registered, publicly traded ETFs in which artificial intelligence is formally and operationally the portfolio manager now exist in the United States. They trade on a major exchange. Retail and institutional investors can hold shares in AIUP and AINT today.

Tamir’s comments make clear that FINQ views this launch as a beginning rather than a destination. The company intends to build a full AI-based wealth management platform, with these two funds serving as the foundation. Whether FINQ’s AI system sustains its performance across different market conditions is the question that will define these funds over time. The infrastructure to find out is now in place.

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