Shannon Panzo PhD

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Shannon Panzo PhD, Managing Director of ZOX Pro Training, is an author, speaker, and teacher. He helps you achieve higher brain function and mental development

Exclusive articles:

Soar With the Eagles (Even When You Are Surrounded by Chickens)

Health Shannon Panzo PhD Shannon Panzo PhD -
The same people have been influencing you throughout your life. How do you think they will react to you making significant change in your life?

Random Thoughts of Tragedy – Negative Thoughts Create Reckless Behavior

Personal Development Shannon Panzo PhD Shannon Panzo PhD -
Why do people think negative thoughts, even when they are positive people? Do negative thoughts come from something else? Is it time for you be proactive?

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Top Jewelers in Miami: 8 Shops Worth Visiting in 2026

Business
From iced-out moissanite chains to handmade gold Cuban links and rare signed jewels, eight Miami jewelers worth a visit this year.

How Buy Now, Pay Later Debt Changes Your Bankruptcy Decisions

Finance
Does buy now, pay later debt count when you're deciding whether to file for bankruptcy? More and more, yes, even when the balance never touched your credit report. Split-pay loans from apps like Klarna, Afterpay, Affirm, and Zip have become

The Debt Collector’s AI Voice Agent: How Synthetic-Voice Dunning Calls Are Colliding With Decades-Old Consumer Protection Rules

Technology
Most consumers assume the friendly voice on a collection call belongs to a person following a script. It is often a script following a person. A synthetic voice, cloned or generated by an AI agent, working a call list on behalf of a collect

The Black Box in the Crossover: What Vehicle Event Data Recorders Capture in the Seconds Before a Fatal Pedestrian Crash

Legal
A pedestrian killed by a crossover has, on average, about 20 seconds of the driver's inputs sitting inside the car that hit them. Throttle position. Brake pressure. Steering angle. Whether the seat belt was buckled and whether stability con
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