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International Bancshares Corporation Partners with Elan Financial Services for Its Credit Card Program

Through this partnership, IBC cardholders benefit from a variety of credit card products with rewards options, such as a full one percent cash back, merchandise, gift certificates, as well as great travel selections. Business cardholders also receive great rewards for every dollar spent and have access to tools that help them track and manage their expenses.

"As IBC grows, we continue to explore better ways to serve our customers with quality products and services," stated Dennis Nixon, President and CEO of IBC. "Elan fulfills our needs and creates opportunities for improving delivery of these products with minimal resource requirements from our bank."

"We are excited to partner with IBC to offer compelling credit card products to their customers," said Jeff Chernivec, senior vice president and market development director at Elan Financial Services. "Banks like IBC require an issuing partner with the experience, commitment and most importantly, the stability to provide innovative products and best in class service to their customers. This partnership is truly a win-win for both of us."

As a card issuing partner, Elan Financial Services is dedicated to serving financial institutions with best in class credit card products and rewards that meet the unique needs of every customer. Elan's end-to-end solution also includes card servicing and marketing as well as branch support and sales incentives.

About International Bancshares

IBC Bank is a member of International Bancshares Corporation (NASDAQ: IBOC) a $12.2 billion multi-bank financial holding company headquartered in Laredo, Texas, with 278 facilities and 440 ATMs serving 107 communities in Texas and Oklahoma. More information is available at www.ibc.com. Visit us on our YouTube channel, IBCBankWeDoMore.

About Elan Financial Services

Elan Financial Services provides a complete range of processing and payments services, including credit card issuing, prepaid card solutions and ATM and debit card processing. Elan Financial Services is a leading payment card provider for over 2,000 partner financial institutions in 50 states. It provides transaction processing, terminal driving and the necessary monitoring and support services for over 27,000 ATMs nationwide, and supports more than 20 million ATM and debit cards. Elan also owns and operates the MoneyPass surcharge free ATM network. For more information call 800-343-7064, or visit www.elanfinancialservices.com.

Elan Media Relations
Teri Charest, 612-303-0732
teri.charest@elanfs.com
OR
IBC Bank
Gabriela Carriedo, Vice President of Marketing & Public Relations, 956-726-6667/ext. 26667