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A.M. Best Affirms Ratings of Brokers National Life Assurance Company

The rating affirmations reflect Brokers National's maintenance of profitable operating results during difficult economic times while competing in a very competitive dental insurance market. The company's operating gains have been the primary contributor to its capital growth.

Brokers National has continued to focus its efforts on increasing production and distribution through new partnerships. A.M. Best notes the vast majority of the company's revenue is generated from a single line of business. Historically, BNL Financial Corporation has been dependent on dividend payments from Brokers National to help service previous debt retirement, repurchase of company stock and funding general corporate expenses.

For Best's Credit Ratings, an overview of the rating process and rating methodologies, please visit www.ambest.com/ratings.

The principal methodologies used in determining these ratings, including any additional methodologies and factors that may have been considered, can be found at www.ambest.com/ratings/methodology.

Founded in 1899, A.M. Best Company is a global full-service credit rating organization dedicated to serving the financial and health care service industries, including insurance companies, banks, hospitals and health care system providers. For more information, visit www.ambest.com.

A.M. Best
Analysts:
Jeffrey Lane, 908-439-2200, ext. 5567
jeffrey.lane@ambest.com
Carl Austin, 908-439-2200, ext. 5500
carl.austin@ambest.com
or
Public Relations:
Jim Peavy, 908-439-2200, ext. 5644
james.peavy@ambest.com
Rachelle Morrow, 908-439-2200, ext. 5378
rachelle.morrow@ambest.com