Published: March 19, 2008
Credit Counsel Service, Counseling Debt, Help Avoid Banktruptcy
Nearly half of all American families are living with high balances of debt. More than 40% spend more each year than they own, meaning the excess is going straight to their credit cards. With the average American family holding at least $8,000 of unsecured credit card debt, there are more than a few families unable to live debt free. While some people may not understand the beauty of living without debt, those who are constantly being harassed by credit card collection calls day and night can appreciate the hope that comes with being debt free.
Credit Card Collection Calls
For consumers who are living with unbearable creditor calls, stress from debt, high interest rates and no hope in paying off creditors, there is now a new plan. Financial Freedom Counseling Services can help anyone get their life on track and eventually become debt free. Instead of making a mistake and filing bankruptcy, debt management can help consumers take control of their financial situation. Get a free analysis of your situation so that FFCCS can help.
Go to www.believersdebtrelief.org/freeAnalysis.php and fill out form to receive free analysis.
FFCCS rarely has to negotiate with the consumer's creditors because it is a nonprofit with low rates already obtained.
It also has a long term relationship with most creditors. The consumer can pay off the balance in a much faster time frame. This can also result in lower overall payments and no more credit card collection phone calls. In fact, if creditors continue to call after two weeks in the program, Financial Freedom Credit Counseling will take action, which can include legal action.
Counseling Debt
Not only does FFCCS lower the payment with creditors, they also counsel their clients and help them get on a budget they can live with. They are there to help clients and are often seen as a great friend to those in major debt. Being a non-profit company, the process is not expensive. In fact, in many cases there is no charge at all.
For more information regarding the nature of this release, please visit: www.believersdebtrelief.org
Contact:
Financial Freedom Counseling Services
6041 Kimberly Blvd, Suites I & J
North Lauderdale, FL 33068
and 23 Hamburg Tpk, Suite D
Riverdale, NJ 07457
(Toll-Free) 1-800-841-9757 (fla)
1-800-710-2340 (nj)
Customer Service 954-570-7079 Extension 16
1-973-248-0505 (nj fax)
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