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Consumer Reports Names First Tennessee Credit Card as One of the 10 Most Consumer-Friendly

MEMPHIS, Tenn., Oct. 4, 2005 (PRIMEZONE) -- First Tennessee Bank's Visa Platinum credit card was named by Consumer Reports magazine as one of the 10 most consumer-friendly credit cards. The list was compiled by CardWeb.com, a leading source of credit card industry data, which analyzed 10,200 card offers to determine which had the lowest costs and most customer-friendly terms based on criteria set by Consumer Reports. The 10 Most Consumer-friendly Credit Cards list appears in the November 2005 issue of Consumer Reports.

"We're obviously very honored to be recognized by Consumer Reports for having a product that ranks as one of the 10 most consumer-friendly in the nation," said Brian Collins, senior vice president of the bankcard division for First Tennessee. "We encourage our consumers to be financially savvy, and this is the type of product that we've developed to help them use credit wisely."

About First Tennessee Bank

First Tennessee Bank is part of First Horizon National Corp. . The corporation's 13,000 employees provide financial services to individuals and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee - provide customers with a broad range of products and services including:

 -- Capital markets, one of the nation's top underwriters of U.S.
    government agency securities;
 -- Mortgage banking, one of the nation's top 20 mortgage
    originators and top 15 servicers, which earned a top-10 ranking
    in customer satisfaction from J.D. Power and Associates;
 -- Retail/commercial banking, with the largest market share in
    Tennessee and one of the highest customer retention rates of
    any bank in the country.

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.fhnc.com.

CONTACT:  First Horizon National Corp.
          Brian Collins
          (901)257-6164

          Kim Cherry
          (901)523-4726