Why It Pays to Enroll in the United Debt Counselors Program

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Many Americans today find themselves in unavoidable debt. Whether you’re in debt from student loans, car payments, or ever-rising interest rates on credit cards, chances are you’ve felt overwhelmed at times. When money seems to keep standing in the way of your ability to live your life, United Debt Counselors is there.

Getting Past the Stigma of Debt

United Debt Counselors began with the purpose of giving individuals in debt an alternative option to bankruptcy. In many situations, debt is made to seem like the debtor’s fault, rather than a natural occurrence of life. Debtors are punished for having debt when they try to take out new loans and are made to drastically change their lifestyle before even trying to apply for bankruptcy.

UDC believes that you shouldn’t have to radically alter your life just to get rid of debt. That’s why they’ve developed an individualized program for debt settlement and repayment. The UDC model is transparent.

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A Focus on Settlement

Prior to signing up for UDC’s services, you will meet with a UDC representative and be given clear, transparent information about the program. During the meeting, you’ll have the opportunity to ask any outstanding questions that you may have.

One item to be discussed with the representative is that as part of the program, you’ll be asked to set aside a certain amount of money each month for the purpose of being used toward debt settlement and program fees. Once sufficient funds are accumulated, UDC will reach out to your creditors and attempt to negotiate a settlement.

A Personal Relationship

Your relationship to debt is a personal matter. UDC wants to make sure you can deal with your debt as quickly as possible and at a reduced rate. Once you’ve saved up enough money in your special purpose savings account, UDC can begin to reach out to each creditor and pursue a reduced settlement.

Meanwhile, you’ll continue saving. When one debt is settled, you’ll keep saving for the next. It’s that simple.

A New Beginning

It can be overwhelming to think about a life without debt. For most Americans, this possibility seems almost too good to be true. United Debt Counselors is here to help you understand that a debt-free future is entirely possible, with a lot of hard work and the help of a few trained professionals in the field. UDC’s debt settlement service is there to offer assistance.

Disclaimer: INDIVIDUAL RESULTS MAY VARY BASED ON ABILITY TO SAVE FUNDS AND COMPLETION OF ALL PROGRAM TERMS. PROGRAM DOES NOT ASSUME OR PAY ANY DEBTS, NOR PROVIDE TAX OR LEGAL ADVICE. CONSULT WITH YOUR PROFESSIONAL ADVISORS AS NECESSARY. PROGRAM NOT AVAILABLE IN ALL STATES, PLEASE REQUEST, READ AND UNDERSTAND ALL PROGRAM TERMS PRIOR TO ENROLLMENT. IMPORTANTLY, EACH PROGRAM OPTION HAS ITS OWN PROS AND CONS. DEBT SETTLEMENT PROGRAMS LIKE BANKRUTCY WILL NEGATIVELY IMPACT CREDIT SCORE. CREDIT COUNSELING PROGRAMS ARE OFTEN LESS AGGRESSIVE AND FOCUS ON FULL PRINCIPAL REPAYMENT IN CONJUNCTION WITH CREDITOR AGREEMENTS. FAILURE TO TIMELY PAY DEBT MAY RESULT IN A DECREASE IN CREDITWORTHINESS AND INCREASE IN DEBT OWED DUE TO INTEREST AND FEES.

Anne Lawson is a British writer who keeps her eye on business and trending issues that affect us all. She loves to delve into the real story and give us interesting tidbits we might otherwise miss.