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Make no mistake: Retail store credit cards are a bad idea. In the long run, they will hurt your credit score.
If you have time to grab a cup of coffee, you have time to raise your credit score. Here is a fast and simple technique to build your credit score in just ten minutes.
Thinking about what's in a credit report can be scary, especially if you have had late payments, collections (eek!), or a history of maxed-out charge cards. But these skeletons in your closet will eventually fade to dust if you start learning ho